Which FX Terms & Conditions

Please read through our Terms and Conditions carefully, as they lay out our legal requirements as the owner of this website and yours as the visitor of this site.

Your use of this site means that you accept these Terms and Conditions as they applied on the date of your first visit, and that you agree to abide by them. We advise that you check back regularly, as we reserve the right to update them at any time.

These Terms and Conditions shall be governed by the laws of England and Wales, which are governed by UK contract law and regulatory controls. Any dispute arising from these terms and conditions, or from your use of this website, shall be subject to the exclusive jurisdiction of English and Welsh courts.

You agree to use this site for lawful purposes only, in a manner that does not restrict, inhibit or infringe the use and enjoyment of this site by any third party, or otherwise infringe on the rights of any third party.



“WhichFX” means “WhichFX Ltd”, has registered offices at 23-25 Hollybush House, Bond Gate, Nuneaton, Warwickshire CV11 4AR Registered in England & Wales | Registration number: 9241027

“Website” means “www.whichfx.com” and any of the pages contained on that domain.

“You”, “your” and “yours” means the person or persons accessing the website.

“We”, “us” and “our” means WhichFX Ltd.

“Material” means any information, be it text, photographs, graphics, trade marks, logos, links, programming code, data or any other material published, contained or available on this website.


Material on this site

The material published on this site has been made available to you for informational purposes only. We do not make any warranties to the accuracy or reliability of any material published on this site, and you rely on it at your own risk. We may make changes to the material on this website at any time, without giving notice. Material on this website may contain errors, typographical or otherwise, and it may be out of date. We make no commitment to update this material and it is not intended to as professional advice.

We and any other third parties referred to on this website can assume no responsibility for how you use the information provided on the website.

No financial advice

Though we are a company who offer deals on foreign currency exchanges deals, nothing on this website is intended to constitute professional advice in financial matters, personal, business or otherwise.

We strongly advise you to consult with an appropriate professional for advice that relates to you, your particular financial situation, and any financial or legal requirements that may have arisen from it.


Financial regulations

Every currency exchange company that WhichFX deals with is a registered company in England and Wales, and are subject to the Financial Conduct Authority. They are fully regulated and authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 for the provision of payment services, and all hold the HM Revenue & Customs Certificate of Registration for Money Laundering Regulation.

All of our brokers have the highest possible credit rating with Dun & Bradstreet.


Copyright information

All trade marks, logos, graphics, images, photographs, videos, animations, text and software used on this site remain our intellectual property. You many only display, print, reproduce and use this material for your personal use only. Without our prior written consent, you may not otherwise retrieve, use, display, copy, modify, print, sell, hire, download or reverse engineer such content.


Links leading off this site

Where we provide links to other sites, we do so for information purposes only. We have not verified the content of any such websites as they are beyond our reasonable control. We are not responsible for the material published on any other websites, pages, documents or other resources linked to by our website or social media accounts.

You choose to follow links to other websites at your own risk. It is your responsibility to take protective measures to guard against viruses, destructive elements or upsetting material on other websites.


Linking to this site

We welcome links to this website and to the material and information hosted on these pages. You do not have to ask our permission to link to this website, but we reserve the right to use Google’s Disavow Links tool, which asks Google to ignore any links to our site that we consider to be inappropriate, spammy, low-quality or which will otherwise damage our ranking and reputation.


Website access

We try to ensure that this website is available 24 hours a day, 7 days a week, but we cannot guarantee 100% uptime. We shall not be liable if, for any reason, the website is unavailable at any time, for any period of time, as system failure, maintenance, repair and other reasons beyond our control may cause the website to be suspended without notice.


Website users

This website has been built in compliance with UK laws and international accessibility standards. We cannot guarantee that any material contained on it will be in compliance with or appropriate for use in other countries and jurisdictions.


Privacy and data protection

We are committed to protecting your privacy. For further information about how we do this, please read through our Privacy Policy and information about the cookies we use on this site.


Compliance with disability discrimination legislation

This site strives to comply with the Equality Act 2010 and meet with the Website Accessibility Initiative (WAI) guidelines, published by the World Wide Web Consortium (W3C), a consortium of 385 organisations who advise and educate on standards for internet technologies.

If you feel that this site is not accessible, or if you have trouble using it, please let us know immediately on enquiries@whichfx.com so that we can rectify the problem. You can also report any website with accessibility issues to Fix the Web, a site that works to improve internet accessibility for disabled users.


Further resources

HM Government offer further information about requirements for Money Laundering Regulation.

Want to know more?

The market is filled with ‘no hidden fees’ and ‘no commission’ statements but the reality is that there is no such thing. We will find you the lowest cost for your exchange, tell you exactly what you’re being charged and lock it in for 30 days. So what’s the difference? Simply put, the spread is a difference between the buying and selling price. What we do is find the broker who has the smallest margin on the spread for you.

Find out more

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